Do You have id theft insurance?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. According to the Federal Trade Commission, the effects of identity theft can last from several months to several years, depending on what information is stolen, how the identity theft occurs and if the criminal is caught. If you haven't been the victim of identity theft, it's likely that you know someone who has been. In a culture of online consumerism, rapid bill pay options and cyber crime, protection against identity theft is imperative.
While the California Office of Privacy Protection offers several excellent resources to aid identity theft victims (see their Checklist below), a recent study concluded that more than 12 million people experience identity theft annually with an average loss per victim of $2,292. Moreover, the study estimated that the average consumer spends around $400 in out of pocket expenses and more than 11 hours of time trying to resolve their case (according to the Javelin Strategy & Research Identity Fraud Report). That means that protecting against this crime before it occurs is now increasingly important.
Here at Gardner Insurance Agency, we are in the business of protecting our clients' assets and financial future by insuring their homes, vehicles, recreational vehicles and providing ongoing advice about their family's exposure to certain risks. Did you know that a homeowners insurance policy has the ability to protect your family against the long-lasting effects of this common crime? We are pleased that our top-rated carriers have recently rolled out affordable and easy-to-add optional coverages to protect our clients against the damage that identity theft can cause to your whole family. ID theft insurance can range from basic protection limits to providing coverages like social media identity theft, assisted living identity theft, document replacement services, and tax fraud support. Most importantly, this coverage costs as little as $3 per month.
Your identity, and that of your family, is your most valuable asset, what is it worth to you? Call our expert insurance agents today to get a free homeowners insurance quote with an ID theft package tailored to your family's specific needs and risk.
Note: While some homeowners policies come with a small, included limit, you should consult your homeowners insurance agent, carrier or one of our knowledgeable agents about what your limit is, if any.
While the California Office of Privacy Protection offers several excellent resources to aid identity theft victims (see their Checklist below), a recent study concluded that more than 12 million people experience identity theft annually with an average loss per victim of $2,292. Moreover, the study estimated that the average consumer spends around $400 in out of pocket expenses and more than 11 hours of time trying to resolve their case (according to the Javelin Strategy & Research Identity Fraud Report). That means that protecting against this crime before it occurs is now increasingly important.
Here at Gardner Insurance Agency, we are in the business of protecting our clients' assets and financial future by insuring their homes, vehicles, recreational vehicles and providing ongoing advice about their family's exposure to certain risks. Did you know that a homeowners insurance policy has the ability to protect your family against the long-lasting effects of this common crime? We are pleased that our top-rated carriers have recently rolled out affordable and easy-to-add optional coverages to protect our clients against the damage that identity theft can cause to your whole family. ID theft insurance can range from basic protection limits to providing coverages like social media identity theft, assisted living identity theft, document replacement services, and tax fraud support. Most importantly, this coverage costs as little as $3 per month.
Your identity, and that of your family, is your most valuable asset, what is it worth to you? Call our expert insurance agents today to get a free homeowners insurance quote with an ID theft package tailored to your family's specific needs and risk.
Note: While some homeowners policies come with a small, included limit, you should consult your homeowners insurance agent, carrier or one of our knowledgeable agents about what your limit is, if any.
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